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AZ INSURANCE TEAM BLOG
Charlotte Burr
Jul 17, 20242 min read
Insurance Brokers: Your Guide to Finding the Best Coverage
An insurance broker is a professional who acts as an intermediary between clients and the hundreds of insurance companies. Their job is...
Charlotte Burr
Jul 8, 20242 min read
Gap Coverage Explained: How It Protects Your Finances
The second that you take your new car off the lot, the car begins to depreciate. Over time it will continue to lose value, gap coverage...
Charlotte Burr
Jul 3, 20242 min read
Why You Need a Vacancy Endorsement for Your Vacant Property
What is a Vacancy Endorsement? A Vacancy Endorsement covers your home during times where the property is vacant. A vacancy endorsement...
Charlotte Burr
Jul 1, 20242 min read
A Homeowners Guide to Safely Owning and Insuring A Pool
Since 2020, pool injuries and deaths have been on the rise. So, it is important to make sure that you are taking the necessary safety...
Charlotte Burr
Jun 26, 20242 min read
Unveiling Insurance Fraud: What It Is and How to Spot It
Insurance fraud is when someone deceives their insurance company for financial gain. There are many different types of insurance fraud...
Charlotte Burr
Jun 24, 20241 min read
Homeowners Insurance and Wildfires: Are You Protected?
Does homeowners insurance cover wildfires? The short answer is yes. Standard homeowners insurance policies typically cover damage caused...
Charlotte Burr
Jun 19, 20241 min read
Top 4 Precautionary Tips to Weather the Monsoon Season
With monsoon season approaching, it is important for Arizona residents to prepare themselves for the unexpected. Here are 4 safety tips...
Charlotte Burr
Jun 17, 20241 min read
Choosing an Insurance Agent: Captive vs. Independent Agents Explained
If you are buying or changing insurance, you will be working with either a captive agent or an independent agent. It is important to know...
Charlotte Burr
Jun 12, 20242 min read
How to Best Protect your Company When Using Independent Contractors
When running a business that involves working with independent contractors, understanding additional insured is important to making sure...
Charlotte Burr
May 31, 20242 min read
When is the right time to file a Homeowners Insurance Claim?
Filing a homeowners insurance claim should be done strategically as it has many consequences. Below is a comprehensive guide not only for...
Charlotte Burr
May 21, 20241 min read
Does it Make Sense to Bundle Home and Auto?
Insurance bundling involves when someone buys 2 or more policies from the same insurance provider to obtain a "bundling discount". This...
Charlotte Burr
May 15, 20242 min read
What is an Umbrella Policy?
Umbrella insurance is extra liability coverage that provides protection beyond your initial insurance limits. Umbrella insurance is an...
Charlotte Burr
May 8, 20241 min read
Why is my House Insured for Less Than it is Worth?
Have you ever wondered why your home insurance policy covers less than the total value of your property? The answer lies in understanding...
Charlotte Burr
May 6, 20242 min read
House Vacant for 60+ Days? Here's What to Expect from Your Insurance Policy
Here is a guide on what to expect from your insurance policy if you have a house vacant for over 60 days and what is covered vs what is...
Charlotte Burr
Mar 27, 20242 min read
Navigating the Process of Switching Home Insurance Policies
Congratulations! You have found a new insurance broker that gives you the best possible deal on homeowners insurance like AZ Insurance...
Charlotte Burr
Mar 20, 20242 min read
Understanding Fix and Flip Insurance: Essential Coverage for Investors
When discussing fix and flips, you must first understand fix and flip insurance. Homeowners insurance and landlord policies cater to...
Charlotte Burr
Mar 13, 20242 min read
Understanding Loss of Use Coverage: A Guide for Homeowners
Loss of use coverage also known on insurance statements as coverage D gives you financial reimbursement when your home or apartment is...
Charlotte Burr
Mar 1, 20241 min read
The Importance of Liability Coverage: Why You Can't Afford to Go Without It
Liability coverage is the part of your insurance policy that protects you from damage that you caused or are personally liable for....
Charlotte Burr
Feb 28, 20242 min read
Standard Dwelling Coverage VS Extended Dwelling Coverage
When buying homeowners insurance, it is easy to get confused by all of the insurance terminology. Today we will be talking about a...
Charlotte Burr
Feb 26, 20241 min read
Understanding Insurance Deductibles: How They Impact Your Coverage
A deductible is how much money you will have to pay out of pocket before your insurance covers the rest of a claim. A deductible also...
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