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  • Writer's pictureCharlotte Burr

Does it Make Sense to Bundle Home and Auto?

Updated: Jun 5

Insurance bundling involves when someone buys 2 or more policies from the same insurance provider to obtain a "bundling discount". This can be with many types of insurance but the most common to bundle is home and auto insurance.

Although bundling insurance like home and auto does offer a discount, it may not be the best premium available for your insurance needs.

Why independent agents will say it's 50/50: Independent insurance agencies like AZ Insurance Team search for the best possible price when it comes to everything insurance and will sometimes find a better deal splitting the policies between two companies. For example, let's say you bundled your home and auto policy with a company for a year, an Independent broker will go to many different companies and are sometimes able to get you a price that is 20% cheaper than your bundle! Captive agencies like State Farm, Allstate, American Family do not work with multiple insurance companies and may not be able to find you the best premium.

Is it worth it to bundle home and auto?: Quick answer, only sometimes. Here at AZ Insurance Team we make sure that our clients get the very best prices on insurance whether that involves bundling or not! Give us a call today to get the very best coverage options. (480)-535-5709.

Independent insurance brokerage located in Tempe, AZ. We offer auto insurance, homeowners insurance, life insurance, renters insurance, commercial insurance…

Disclaimer: Coverage will vary on state, insurance company, and type of policy.


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