Understanding Liability Insurance: Are Workers' Injuries on Your Property Covered?
Insurance is a very nuanced industry. Understanding the differences in your coverage is crucial, especially with potential liabilities on...
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AZ INSURANCE TEAM BLOG
Charlotte Burr
- Jul 31
- 2 min
The Truth About Life Insurance Coverage for Overdoses
When considering the many options that come with life insurance, a common question comes up a lot: does life insurance cover overdoses?...
Charlotte Burr
- Jul 24
- 2 min
Understanding Binder Insurance: Bridging the Gap to Full Coverage
When you purchase an insurance policy, there's often a gap between the moment you apply and when the policy is officially issued. A...
Charlotte Burr
- Jul 17
- 2 min
Insurance Brokers: Your Guide to Finding the Best Coverage
An insurance broker is a professional who acts as an intermediary between clients and the hundreds of insurance companies. Their job is...
Charlotte Burr
- Jul 8
- 2 min
Gap Coverage Explained: How It Protects Your Finances
The second that you take your new car off the lot, the car begins to depreciate. Over time it will continue to lose value, gap coverage...
Charlotte Burr
- Jun 26
- 2 min
Unveiling Insurance Fraud: What It Is and How to Spot It
Insurance fraud is when someone deceives their insurance company for financial gain. There are many different types of insurance fraud...
Charlotte Burr
- Jun 12
- 2 min
How to Best Protect your Company When Using Independent Contractors
When running a business that involves working with independent contractors, understanding additional insured is important to making sure...
Charlotte Burr
- May 15
- 2 min
What is an Umbrella Policy?
Umbrella insurance is extra liability coverage that provides protection beyond your initial insurance limits. Umbrella insurance is an...
Charlotte Burr
- Feb 26
- 1 min
Understanding Insurance Deductibles: How They Impact Your Coverage
A deductible is how much money you will have to pay out of pocket before your insurance covers the rest of a claim. A deductible also...
Paridhi Saboo
- Jul 6, 2022
- 1 min
Insurance Deductibles
What is an insurance deductible? A deductible is a portion of the amount paid by the person responsible for the loss. All insurance...
AZ Insurance Team
- Nov 2, 2020
- 2 min
Do I Need Business Insurance if I Work from Home?
Do I Need Business Insurance if I Work from Home? These days it seems like everyone has a side job, that’s because 29% of workers have...
AZ Insurance Team
- Oct 21, 2020
- 2 min
Why You Should Join Legalshield
Life can be unpredictable and the law can be complicated. LegalShield created a model for legal coverage to simplify things for you.
AZ Insurance Team
- Sep 8, 2020
- 2 min
4 Reasons You Should Choose An Independent Agent
Having an independent agent is an efficient, valuable decision that will always have your best interest at heart.
Charlotte Burr
- Mar 23, 2020
- 2 min
Does Business Insurance Cover Interruptions Due to a Pandemic?
We have been asked if there is coverage for Coronavirus (COVID-19) claims under our Business Owners Policy (BOP). Our current perspective...
AZ Insurance Team
- Jan 13, 2020
- 2 min
What is an insurance broker?
Many people are not aware of what it means to work with an insurance broker. Insurance brokers offer a service with many benefits. An...
Aarthi Ram
- Jul 31, 2019
- 2 min
Common Mistakes that People make when filing an Insurance Claim
Charlotte Burr, owner of AZ Insurance Team, talks about the common mistakes that people make when filing an insurance claim. As an...
Aarthi Ram
- Jul 16, 2019
- 2 min
The Surprising Ways Your Credit Scores Affects Your Insurance Costs
Not only does having good credit help when you’re looking to buy your own home or a new car, but it also can help lower your premiums....
Aarthi Ram
- Jul 1, 2019
- 1 min
Broker vs. Agent. What's the difference?
People are often confused by the difference between an insurance agent versus an insurance broker. Who does what? Which one should I...
Aarthi Ram
- Jun 28, 2019
- 3 min
What is a 529 Plan?
A 529 plan is a college savings plan that offers numerous financial advantages. Within a basic 529 plan, you can expect to find two...
Aarthi Ram
- Jun 18, 2019
- 2 min
Common Examples of Insurance Fraud
Insurance Fraud is when an individual deceives an insurance company in order to falsely obtain money they are not entitled to. This is a...
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