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LIFE INSURANCE QUOTE
AZ Insurance Team offers many types of life insurance including term life, whole life, & more.
Fill out the form below to get started.
How Much Life Insurance Do I Really Need?
Make Sure To Adequately Insure Your Life
Loans
+ Income
+ Final Expenses
+ Education
_____________
= Amount of life insurance you need
Add up how much you have in debt. This could be any of the following: Mortgage, Credit Cards, Line of Credit, Student Loans, Tax Debt, & Car Loans
This portion would pay for your funeral and any medical bills that may have led up to your passing On average, a funeral will cost about $10,000. For medical expenses, this is a number you'll have to come up with on your own, You never know what will lead up to your passing. Your medical bills may be $0 or could be $100,000.
On average, people leave their loved ones 5-10 years of their income. Allow them to take time off work and readjust to their lives. Multiply your annual salary by however many years income you'd like to provide for your loved ones.
Here is where you would think about how much money you'd like to leave behind for either your children or spouse to educate themselves or further their education. To obtain a bachelors degree from a university is about $80,000. But you also want to think, if your child is young, how much will it be when they are ready to go to college.