How Do Percentage Deductibles Work on a Home Policy?
Deductibles are confusing as it is, let alone when you start adding on percentage deductibles. We understand that you do not have the...
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AZ INSURANCE TEAM BLOG
Charlotte Burr
- Sep 4
- 2 min
Is Renter's Insurance Required In Arizona?
Renter's insurance can be a confusing topic. Is it required by the state? Or is it just on a case-by-case basis? In todays' blog we will...
Charlotte Burr
- Sep 2
- 2 min
What is a Fix and Flip?
Fix and Flip insurance can be difficult to understand. The differences between homeowners insurance and fix and flip insurance can be...
Charlotte Burr
- Aug 28
- 2 min
What is Service Line Coverage?
Todays' blog will be going over Service Line Coverage is an add- on to your homeowners coverage. It covers the cost of repairing or...
Charlotte Burr
- Aug 26
- 1 min
Do I Need Loss Assessment Coverage?
Loss Assessment Coverage is only added to your policy when your house or condo is part of a Homeowners Association or HOA for short. If...
Charlotte Burr
- Aug 19
- 2 min
Understanding Liability Insurance: Are Workers' Injuries on Your Property Covered?
Insurance is a very nuanced industry. Understanding the differences in your coverage is crucial, especially with potential liabilities on...
Charlotte Burr
- Aug 14
- 2 min
Is Water Damage Covered by Homeowners Insurance?
Most homeowners insurance policies do cover some types of water damages . For example, your homeowners insurance policy will cover sudden...
Charlotte Burr
- Aug 7
- 2 min
Does Homeowners Insurance Cover Mold?
Mold can come in many different forms. But in every situation it is a pain for the homeowners, it can cause extensive damage to the...
Charlotte Burr
- Jul 29
- 2 min
Smart Strategies to Cut Down on Homeowners Insurance Costs
There is always untold expenses in your annual budget. Make sure that you are getting the best available policy for your homeowners...
Charlotte Burr
- Jul 24
- 2 min
Understanding Binder Insurance: Bridging the Gap to Full Coverage
When you purchase an insurance policy, there's often a gap between the moment you apply and when the policy is officially issued. A...
Charlotte Burr
- Jul 22
- 2 min
Why Your Roof's Age and Material Matter to Your Home Insurance
Your roof plays a critical part in whether or not an insurance company will be willing to cover your home for a reasonable price....
Charlotte Burr
- Jul 17
- 2 min
Insurance Brokers: Your Guide to Finding the Best Coverage
An insurance broker is a professional who acts as an intermediary between clients and the hundreds of insurance companies. Their job is...
Charlotte Burr
- Jul 8
- 2 min
Gap Coverage Explained: How It Protects Your Finances
The second that you take your new car off the lot, the car begins to depreciate. Over time it will continue to lose value, gap coverage...
Charlotte Burr
- Jul 3
- 2 min
Why You Need a Vacancy Endorsement for Your Vacant Property
What is a Vacancy Endorsement? A Vacancy Endorsement covers your home during times where the property is vacant. A vacancy endorsement...
Charlotte Burr
- Jul 1
- 2 min
A Homeowners Guide to Safely Owning and Insuring A Pool
Since 2020, pool injuries and deaths have been on the rise. So, it is important to make sure that you are taking the necessary safety...
Charlotte Burr
- Jun 26
- 2 min
Unveiling Insurance Fraud: What It Is and How to Spot It
Insurance fraud is when someone deceives their insurance company for financial gain. There are many different types of insurance fraud...
Charlotte Burr
- Jun 24
- 1 min
Homeowners Insurance and Wildfires: Are You Protected?
Does homeowners insurance cover wildfires? The short answer is yes. Standard homeowners insurance policies typically cover damage caused...
Charlotte Burr
- Jun 19
- 1 min
Top 4 Precautionary Tips to Weather the Monsoon Season
With monsoon season approaching, it is important for Arizona residents to prepare themselves for the unexpected. Here are 4 safety tips...
Charlotte Burr
- Jun 17
- 1 min
Choosing an Insurance Agent: Captive vs. Independent Agents Explained
If you are buying or changing insurance, you will be working with either a captive agent or an independent agent. It is important to know...
Charlotte Burr
- Jun 12
- 2 min
How to Best Protect your Company When Using Independent Contractors
When running a business that involves working with independent contractors, understanding additional insured is important to making sure...
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