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AZ INSURANCE TEAM BLOG

Charlotte Burr
Mar 62 min read
Pros and Cons of Cookie-Cutter Homes
Have you ever walked through a neighborhood and noticed that most of the houses look strangely similar, from the size of the windows to...

Charlotte Burr
Feb 271 min read
Home Insurance and Smart Home Technology: How does It Affect Your Coverage
Technology has integrated itself into every aspect of our lives, from the conversations we have over the phone, to the cars we drive, and...


Charlotte Burr
Nov 20, 20242 min read
How to Protect your Home on Vacation?
The last thing that anyone wants to worry about when they are on vacation is what is going on at home. Protecting your home while on...


Charlotte Burr
Oct 30, 20241 min read
When do you File a Claim on a Homeowners Policy?
There are a few different situations in which it would be recommended to file a claim. Property Damage - If your home is damaged by...


Charlotte Burr
Oct 28, 20242 min read
Why would my Insurance Company Cancel my Policy?
It should be very difficult for your insurance company to cancel your policy without your knowledge. But there are a few different...


Charlotte Burr
Oct 23, 20242 min read
Common Mistakes that People Make when Applying for Insurance?
Insurance is very confusing. And it is impossible for you to review every piece of your policy before it begins. Over the last decade of...


Charlotte Burr
Oct 21, 20242 min read
Why is my Insurance Coverage Different from the Price of my Home?
A question that we get a lot at AZ Insurance team is; Why is my home insured for a different number than the price of my home? There are...


Charlotte Burr
Oct 16, 20242 min read
Why are my Home Insurance Premiums Rising?
Home insurance rates in 2023 went up about 25% in Arizona, in 2024 we have seen a jump of up to 40% increase in rates for homeowners...


Charlotte Burr
Oct 7, 20243 min read
What are the Different Types of Homeowners Insurance?
Knowing which type of Homeowners Insurance can be more difficult and confusing than it needs to be. That is why understanding the...


Charlotte Burr
Sep 25, 20241 min read
What are Vanishing Deductibles
What is a vanishing deductible? A question that we get here at AZ Insurance Team a lot. In todays blog we will be answering this...


Charlotte Burr
Sep 16, 20242 min read
What to do if your Package is Stolen?
Over the last 5 years or so, the theft of packages off of peoples front porches has grown exponentially. Although we would all love to...


Charlotte Burr
Sep 11, 20242 min read
How Do Percentage Deductibles Work on a Home Policy?
Deductibles are confusing as it is, let alone when you start adding on percentage deductibles. We understand that you do not have the...


Charlotte Burr
Sep 4, 20242 min read
Is Renter's Insurance Required In Arizona?
Renter's insurance can be a confusing topic. Is it required by the state? Or is it just on a case-by-case basis? In todays' blog we will...


Charlotte Burr
Sep 2, 20242 min read
What is a Fix and Flip?
Fix and Flip insurance can be difficult to understand. The differences between homeowners insurance and fix and flip insurance can be...


Charlotte Burr
Aug 28, 20242 min read
What is Service Line Coverage?
Todays' blog will be going over Service Line Coverage is an add- on to your homeowners coverage. It covers the cost of repairing or...


Charlotte Burr
Aug 26, 20241 min read
Do I Need Loss Assessment Coverage?
Loss Assessment Coverage is only added to your policy when your house or condo is part of a Homeowners Association or HOA for short. If...


Charlotte Burr
Aug 19, 20242 min read
Understanding Liability Insurance: Are Workers' Injuries on Your Property Covered?
Insurance is a very nuanced industry. Understanding the differences in your coverage is crucial, especially with potential liabilities on...


Charlotte Burr
Aug 14, 20242 min read
Is Water Damage Covered by Homeowners Insurance?
Most homeowners insurance policies do cover some types of water damages . For example, your homeowners insurance policy will cover sudden...


Charlotte Burr
Aug 7, 20242 min read
Does Homeowners Insurance Cover Mold?
Mold can come in many different forms. But in every situation it is a pain for the homeowners, it can cause extensive damage to the...


Charlotte Burr
Jul 29, 20242 min read
Smart Strategies to Cut Down on Homeowners Insurance Costs
There is always untold expenses in your annual budget. Make sure that you are getting the best available policy for your homeowners...
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