AZ INSURANCE TEAM BLOG

Hopefully, you’ll never have to file a claim for your home insurance. But life is often unpredictable, and knowing how to navigate the process can be a boon in times of stress. So, how does a home insurance claim work? And how do you file one? Well, here are the steps you need to take to file a home insurance claim: Ensure that everyone is safe – In the event of a covered peril, such as a fire or roof collapse, your first priority should always be to make sure that everyon

If you’ve noticed new cameras popping up around Phoenix, you’re not imagining things. In 2026, the City of Phoenix officially brought back its photo safety camera program , marking a major shift in how traffic laws are enforced across the Valley. But what does this mean for you as a driver and could it impact your insurance? Why Phoenix Brought Back Speed Cameras According to the City of Phoenix, the return of photo safety cameras is part of a broader effort to reduce serious

When planning your estate, it is important to understand the difference between a trust and a will. Both are essential tools that help ensure your assets are handled according to your wishes. In simple terms, a trust allows one party to manage assets for the benefit of another. This arrangement involves three roles: the “trustor” (also called a grantor), who creates the trust; the “trustee,” who manages the assets; and the “beneficiary,” who receives the benefit of those as

According to the U.S. Geological Survey, the average person uses between 80 and 100 gallons of water per day. That adds up quickly: not just for the environment, but for your monthly expenses as well. By making a few simple changes around your home, you can significantly reduce water usage, lower your utility bills, and live more sustainably. 1. Check Your Appliances for Leaks Even small leaks can waste a surprising amount of water over time. Regularly inspect toilets, shower

While searching for a house to call your own, you’ve most likely discovered the need for homeowner’s insurance . But what is home insurance, exactly, and what does it actually protect you from? Homeowner’s insurance (also known as hazard insurance by mortgage companies) is a policy designed to protect your home and financial well-being in the event of a covered loss . But what counts as a covered loss? A covered loss typically refers to sudden and unexpected damage to your h