AZ INSURANCE TEAM BLOG

If you have ever been in the market for insurance, you have probably encountered the terms landlord insurance and homeowner insurance. But what exactly are these? And how are they similar or different? Well, homeowner insurance, also called hazard coverage by mortgage companies, will cover quite a few things.  Dwelling Coverage – This covers the structure of your home itself and is used in the event of a covered loss.  Personal Property Coverage – This covers belongings lik

If you only have a basic knowledge of insurance you might know homeowner’s insurance and renter’s insurance, then you will know that the two cover different things. But what are some of the differences between home insurance and renter’s insurance? Well, homeowner’s insurance, also called hazard insurance by mortgage companies, covers quite a few things.  Personal Property Coverage – This covers belongings like clothes and furniture, televisions and cell phones, and just abo

While searching for a house to call your own, you have most likely also discovered a need for homeowner’s insurance. But what is home insurance, exactly? And what does home insurance protect you from? Homeowner’s insurance, also called hazard insurance by mortgage companies, protects your home in the event of a covered loss. But what constitutes a covered loss? It‘s a sudden and unexpected that causes damage to your home, such as fire, theft, vandalism, windstorms, or hail. I

As the seasons change and the weather grows colder, the time to break out the snowmobile and ATVs grows closer.  But enjoying winter sports is no fun if you’re worried about the financial burden they may pose if they’re damaged.  Worry not, however!  Insurance is there to help bridge the financial burden. Did you know they make insurance specifically for winter toys?  ATV insurance and snow mobile insurance can help to cover your vehicles in the event of an accident or crash.

The Arizona Senate recently passed a new bill that would require pet owners to exchange their contact information in the event of a dog bite. So, what do you need to know?  If your dog bites someone, you must exchange your contact information with them so that they can easily get in touch with you.  You must still report dog bites to Maricopa County Animal Care and Control (MCACC)  Failing to provide your contact information in the event of a dog bite will now be considere