AZ INSURANCE TEAM BLOG

While searching for a house to call your own, you have most likely also discovered a need for homeowner’s insurance. But what is home insurance, exactly? And what does home insurance protect you from? Homeowner’s insurance, also called hazard insurance by mortgage companies, protects your home in the event of a covered loss. But what constitutes a covered loss? It‘s a sudden and unexpected that causes damage to your home, such as fire, theft, vandalism, windstorms, or hail. I

As the seasons change and the weather grows colder, the time to break out the snowmobile and ATVs grows closer.  But enjoying winter sports is no fun if you’re worried about the financial burden they may pose if they’re damaged.  Worry not, however!  Insurance is there to help bridge the financial burden. Did you know they make insurance specifically for winter toys?  ATV insurance and snow mobile insurance can help to cover your vehicles in the event of an accident or crash.

The Arizona Senate recently passed a new bill that would require pet owners to exchange their contact information in the event of a dog bite. So, what do you need to know?  If your dog bites someone, you must exchange your contact information with them so that they can easily get in touch with you.  You must still report dog bites to Maricopa County Animal Care and Control (MCACC)  Failing to provide your contact information in the event of a dog bite will now be considere

On the surface, the words vacant and unoccupied seem like synonyms, but when it comes to insurance, the difference in their meanings have far reaching ramifications. So, what exactly is the difference between vacant properties and unoccupied properties when it comes to insurance? Well, vacant homes are defined as homes that have no furniture and no occupants. They are homes and properties that no one expects to return to. Meanwhile, unoccupied homes are homes and properties t

Halloween brings with it scares and spooks.  But home insurance is something no one ever wants to be scared by.  Whether it’s unexpected deductible increases, accidents that aren’t covered, or sudden raises in premiums, there are plenty of home insurance horror stories to go around. So here are a few steps you can take to reduce the chances of experiencing your own home insurance horror stories and avoid many home insurance pitfalls and mistakes: ·         Maintain Your Home