AZ INSURANCE TEAM BLOG

On the surface, the words vacant and unoccupied seem like synonyms, but when it comes to insurance, the difference in their meanings have far reaching ramifications. So, what exactly is the difference between vacant properties and unoccupied properties when it comes to insurance? Well, vacant homes are defined as homes that have no furniture and no occupants. They are homes and properties that no one expects to return to. Meanwhile, unoccupied homes are homes and properties t

Halloween brings with it scares and spooks.  But home insurance is something no one ever wants to be scared by.  Whether it’s unexpected deductible increases, accidents that aren’t covered, or sudden raises in premiums, there are plenty of home insurance horror stories to go around. So here are a few steps you can take to reduce the chances of experiencing your own home insurance horror stories and avoid many home insurance pitfalls and mistakes: ·         Maintain Your Home

After the recent microburst that rocked the Tempe, Arizona area, plenty of homes and properties have been damaged.  While some of the damage can be easy to repair, especially if you have insurance, roofs can be another beast entirely. It’s not uncommon for a roof-related insurance claim to be denied.  But the reason a roof insurance claim might be denied is far less clear.  So, if you are attempting to replace a roof that has been damaged in a storm, here are a few of the rea

Halloween brings with it scares and spooks.  But commercial insurance is something no one ever wants to be scared by.  Whether it’s unexpected changes in policy, accidents that aren’t covered, or sudden raises in premiums, there are plenty of commercial insurance horror stories to go around. So here are a few steps you can take to reduce the chances of experiencing your own commercial insurance horror stories and avoid many common commercial insurance pitfalls and mistakes: ·

Halloween brings with it scares and spooks. But car insurance is something no one ever wants to be scared by. Whether it’s unexpected...