AZ INSURANCE TEAM BLOG

Hopefully, you’ll never have to file a claim for your home insurance. But life is often unpredictable and knowing how to navigate the claims process can be an advantage in times of stress. How does a home insurance claim work? And how do you file one? Well, here are the steps you need to take to file a home insurance claim: 1. Ensure that everyone is safe – In the event of a covered peril (loss), such as a fire or water damage, your first priority should always be to make sur

If you have ever been in the market for insurance, you have probably encountered the terms landlord insurance and homeowner insurance. But what exactly are these? And how are they similar or different? Well, homeowner insurance, also called hazard coverage by mortgage companies, will cover quite a few things.  Dwelling Coverage – This covers the structure of your home itself and is used in the event of a covered loss.  Personal Property Coverage – This covers belongings lik

If you only have a basic knowledge of insurance you might know homeowner’s insurance and renter’s insurance, then you will know that the two cover different things. But what are some of the differences between home insurance and renter’s insurance? Well, homeowner’s insurance, also called hazard insurance by mortgage companies, covers quite a few things.  Personal Property Coverage – This covers belongings like clothes and furniture, televisions and cell phones, and just abo

While searching for a house to call your own, you have most likely also discovered a need for homeowner’s insurance. But what is home insurance, exactly? And what does home insurance protect you from? Homeowner’s insurance, also called hazard insurance by mortgage companies, protects your home in the event of a covered loss. But what constitutes a covered loss? It‘s a sudden and unexpected that causes damage to your home, such as fire, theft, vandalism, windstorms, or hail. I

As the seasons change and the weather grows colder, the time to break out the snowmobile and ATVs grows closer.  But enjoying winter sports is no fun if you’re worried about the financial burden they may pose if they’re damaged.  Worry not, however!  Insurance is there to help bridge the financial burden. Did you know they make insurance specifically for winter toys?  ATV insurance and snow mobile insurance can help to cover your vehicles in the event of an accident or crash.