AZ INSURANCE TEAM BLOG

Uninsured Motorist Coverage (UM) is an optional type of auto insurance designed to protect you if you're involved in an accident with a...

When a car is deemed "totaled" by an insurance company, it means the cost to repair it exceeds a certain percentage of its value,...

It is never smart to drive without car insurance. It can cause serious consequences, both legally and financially. In most states, car...

When you purchase an insurance policy, there's often a gap between the moment you apply and when the policy is officially issued. A...

An insurance broker is a professional who acts as an intermediary between clients and the hundreds of insurance companies. Their job is...

The second that you take your new car off the lot, the car begins to depreciate. Over time it will continue to lose value, gap coverage...

Insurance fraud is when someone deceives their insurance company for financial gain. There are many different types of insurance fraud...

If you are buying or changing insurance, you will be working with either a captive agent or an independent agent. It is important to know...

Within the past few years, the theft of catalytic converters has increased exponentially due to the simplicity of removing them from...

When it comes to auto insurance, knowing when to file a claim can be an important decision. While it may seem tempting to file a claim...

If you miss an auto insurance payment, you will not be covered if you get into an accident while it is not paid by the due date. This is...

Insurance bundling involves when someone buys 2 or more policies from the same insurance provider to obtain a "bundling discount". This...

Umbrella insurance is extra liability coverage that provides protection beyond your initial insurance limits. Umbrella insurance is an...

Have you recently received a speeding ticket? While it may seem like a mere inconvenience or a dent in your wallet, there's more to it...

In order to understand boat insurance, we must look at all the different types of boat coverage and how they differ. Liability insurance:...

In order to fully understand what you need to do in the event of an accident in a parking lot we must first establish if the other driver...

In the event of an accident, it is important to remain composed, stay at the scene in a secure spot, capture photographs of the...

In order to legally drive a motorcycle, almost every state in the U.S requires motorcycle insurance. For Arizona residents they are...

Rental Car Reimbursement is a type of optional coverage that covers some of the cost of a rental car if you are in an accident that...

The state of Arizona is #4 in highest auto insurance prices in the U.S. It is important to know how to lower your auto insurance premium....