AZ INSURANCE TEAM BLOG

Many people run small businesses out of their home; are they covered by homeowners insurance? Business Defined: Business means a trade,...

Homeowners insurance doesn’t just cover you and your family while you’re at home. It can also provide liability coverage while you’re...

If you ever have an instance where liability coverage is needed because of some sort of aircraft related event, you’ll need to know what...

When not to file a claim with your homeowners insurance When unexpected damage befalls on your home, it can be startling and cause you to...

Strange things covered by Homeowners Insurance: Riots & Terrorist Attacks Looking out your window at a riot or an unfolding terrorist...

What is an Umbrella Policy? Umbrella insurance is extra liability coverage.  It is there to help protect you from lawsuits and major...

Wildfires-they’re a hot topic right now.  There are now 14 wildfires spread across Arizona, sparking Governor Doug Ducey to declare a...

5 Reasons to Get Renter’s Insurance even if you don’t own much. If you’re renting a home or apartment, you’ll need an insurance policy to...

Renting your first apartment or home can be an exciting, liberating, and stressful experience all at once. While your aspirations of...

There were 365,500 home fires reported in the U.S in 2015, according to the National Fire Protection Association. That’s more than 1...

Burglary is one of the most common crimes, occurring once every 15 seconds in the US, yet it’s also one of the easiest to prevent. Of...

If you invest in real estate and/or rent out homes you will need to have a landlord insurance policy that protects you in at least three...

When to file a claim and when not to file a claim….that is the question Homeowners insurance is there to cover an owner when large loss...

One of the most common questions we get is: "Why should I insure my home above or below market value?" This is a huge misconception about...

The average American uses 80-100 gallons of water a day, with toilets accounting for around 27% of that daily water use.  This number is...

When you’re in the market for buying a new home or renting a new apartment, it’s essential to consider the fact that the neighborhood...

1. Insulation/sealing: Preventing cool/warm air from escaping your home is one of the most cost-effective steps you can take in creating...

Over the course of the past decade, the cost of homeowners insurance nationwide has increased by an average of 50%.   According to...

Buying a new house can be one of the most exciting times in your life, while at the same time being one of the most stressful.  It’s one...

Types of Insurance for Real Estate Investors Having the right insurance policies is something that many real estate investors disregard,...