When Should You Get Life Insurance
- Charlotte Burr
- Sep 18, 2025
- 2 min read

Getting life insurance is a confusing, often overwhelming process, one that comes with a lot of questions. What age should you get life insurance? Should you get it in your 20s? Should you get it in your 30s? Should you get life insurance before you get married or before you have kids?
All of these are normal questions to ask in the process of buying life insurance. And there are a few simple markers you can rely on to answer these questions. You should get life insurance as soon as your finances are stable enough to do so. Protecting your family, both your spouse and your children, is also a fantastic reason to get life insurance. There is no set age at which you should get life insurance, but it is better to buy it when you’re young, since it will be more affordable.
Buying life insurance can be a confusing, overwhelming process, but we hope that this has helped to answer at least some of your questions. If you would like further help navigating the life insurance process, give AZ Insurance Team a call. As an insurance broker, we can do the shopping for you and find the best policy for your needs and budgets. We hope to hear from you soon!
How AZ Insurance Team Has Your Back
At AZ Insurance Team, we’ve been serving the Valley for over a decade, helping families and individuals protect what matters most. Whether it’s reviewing your home, auto, or life insurance, summer is the perfect time to make sure you’re covered before the celebrations begin. Reach out today to review your policy and see how much you could save. Peace of mind is just a call or click away.
Independent insurance brokerage located in Tempe, AZ. We offer auto insurance, homeowners insurance, life insurance, renters insurance, commercial insurance…

Disclaimer: Coverage will vary based on state, insurance company, and type of policy










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