What is Permanent Life Insurance
- Charlotte Burr
- Sep 29, 2025
- 2 min read
When researching life insurance, you have more than likely run across the term “permanent life insurance.” But what exactly is permanent life insurance?
Well, as you might have guessed, it is a type of life insurance similar to term life insurance (which we discussed here). Permanent life insurance extends over the course of your whole life. Now, what are the pros and cons to permanent life insurance. One pro is that this kind of life insurance doesn’t expire; you never have to worry about losing it. A major con, however, is that it tends to be more expensive than term life insurance.
So, is permanent life insurance worth it compared to term life insurance? Well, it will depend on what you consider the most important part of your policy. But if stability is valuable to you, and you don’t mind a slightly higher cost, then permanent life insurance is worth it.
If you would like help finding a life insurance policy, give AZ Insurance Team a call or request a quote. As an insurance broker, we can do the shopping for you and find the best policy for your needs and budget. We hope to hear from you soon!
How AZ Insurance Team Has Your Back
At AZ Insurance Team, we’ve been serving the Valley for over a decade, helping families and individuals protect what matters most. Whether it’s reviewing your home, auto, or life insurance, summer is the perfect time to make sure you’re covered before the celebrations begin. Reach out today to review your policy and see how much you could save. Peace of mind is just a call or click away.
Independent insurance brokerage located in Tempe, AZ. We offer auto insurance, homeowners insurance, life insurance, renters insurance, commercial insurance…
Disclaimer: Coverage will vary based on state, insurance company, and type of policy
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