What Is General Liability Insurance
- Charlotte Burr
- Aug 27, 2025
- 2 min read
General liability insurance, sometimes known as business insurance, is a must-have for
small businesses. It covers a wide range of potential disasters and helps to financially
secure your business in the event of one of those disasters.
So, what exactly is it? Well, like most insurance policies, you will pay a premium to your
insurance company, and in exchange, they will help pay for a variety of potential
disasters. These often include helping to pay for medical bills in the event of a
customer slipping and falling, paying for legal fees if you need to defend your business
from a lawsuit, or helping to cover any expenses that might come from using a copyrighted
image in your advertising.
While general liability covers a lot more than just the things listed, it is important to be
aware that it doesn’t cover everything that might befall a small business. For instance, it
doesn’t cover medical expenses for employees injured on the job or legal fees if
someone sues you for malpractice.
If you’re looking to insure your small business, give AZ Insurance Team a call. As an
insurance broker, we can do the shopping for you and find the best policy for your
needs and budget. We hope to hear from you soon!
How AZ Insurance Team Has Your Back
At AZ Insurance Team, we’ve been serving the Valley for over a decade, helping families and individuals protect what matters most. Whether it’s reviewing your home, auto, or life insurance, summer is the perfect time to make sure you’re covered before the celebrations begin. Reach out today to review your policy and see how much you could save. Peace of mind is just a call or click away.
Independent insurance brokerage located in Tempe, AZ. We offer auto insurance, homeowners insurance, life insurance, renters insurance, commercial insurance…
Disclaimer: Coverage will vary based on state, insurance company, and type of policy
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