What is Flood Insurance?
- Charlotte Burr
- Aug 15, 2025
- 1 min read

While it’s often assumed that flood insurance is included in homeowner’s insurance, this is not actually true! It’s an entirely separate policy that’s not included in your standard homeowner’s insurance. It’s required in areas that have a high risk of flooding but is still recommended in areas with minimal risk.
Even in Arizona, which is located in the heart of the Sonoran Desert, flood insurance is recommended. Nowhere is safe from flooding, whether that be flash floods or a backed-up sewer. Having flood insurance can save you thousands of dollars in potential damage and help to speed up recovery after a flood.
If you’re looking for the perfect flood insurance for your property, give AZ Insurance Team a call! As an insurance broker, we can help you find the right policy for your needs and budgets. We hope to hear from you soon!
How AZ Insurance Team Has Your Back
At AZ Insurance Team, we’ve been serving the Valley for over a decade, helping families and individuals protect what matters most. Whether it’s reviewing your home, auto, or life insurance, summer is the perfect time to make sure you’re covered before the celebrations begin. Reach out today to review your policy and see how much you could save. Peace of mind is just a call or click away.
Independent insurance brokerage located in Tempe, AZ. We offer auto insurance, homeowners insurance, life insurance, renters insurance, commercial insurance…

Disclaimer: Coverage will vary on state, insurance company, and type of policy










Comments