What Is an Insurance Claim
- Charlotte Burr
- Oct 8
- 2 min read
Claims are unavoidable in the world of insurance. If you get into an accident, or you
have a house fire, or any other myriad of disasters, you must file one. But what exactly
is an insurance claim?
Well, the definition of an insurance claim is simple. It’s something that the policyholder
(that’s you!) files to request compensation to bring you back to the pre-loss condition.
They exist to allow you the opportunity to report that you have now met the conditions
needed to require being financially reimbursed.
How does an insurance claim work? What does it mean to file an insurance claim?
Well, it’s pretty simple. There will be a form to fill out, or, more often, you can call your
agent or representative and they can work with you to file the claim or even file it for
you. Doing so will inform the insurance company that you are seeking compensation
from them. You will also, most likely, must pay your deductible for the insurance
company to cover the claim.
A word of warning, though, that even something as simple as asking your insurance
company a question might be considered a claim. If you have any questions, a better
option would be to give AZ Insurance Team a call or request a quote. As an insurance
broker, we can answer any questions about your policy without filing a claim you don’t
want. We hope to hear from you soon!
How AZ Insurance Team Has Your Back
At AZ Insurance Team, we’ve been serving the Valley for over a decade, helping families and individuals protect what matters most. Whether it’s reviewing your home, auto, or life insurance, summer is the perfect time to make sure you’re covered before the celebrations begin. Reach out today to review your policy and see how much you could save. Peace of mind is just a call or click away.
Independent insurance brokerage located in Tempe, AZ. We offer auto insurance, homeowners insurance, life insurance, renters insurance, commercial insurance…
Disclaimer: Coverage will vary based on state, insurance company, and type of policy
Comments