Should A Stay-At-Home Parent Get Life Insurance?
- Charlotte Burr
- Sep 19, 2025
- 2 min read
Should a stay-at-home parent get life insurance? The short answer is yes. Life
insurance helps financially support your family and loved ones after you pass by helping
to replace your income. But is the cost worth it if you’re a homemaker with no income?
Life insurance is still important for homemakers to have. Even if you have no income to
replace, your passing might still cause unexpected financial stress. Funerals are
expensive endeavors, and life insurance can help cover those costs. But more than
that, there is an immense financial value from having a stay-at-home parent. Life
insurance can help cover the cost of replacing a stay-at-home parent’s work – such as
childcare, cooking and housekeeping.
Even if you have no direct income that will need to be replaced after your death, life
insurance can still be a great financial investment. Whether you’re a stay-at-home dad,
a stay-at-home mom, or a non-working spouse, life insurance is still a great thing to
have. If you would like help finding the perfect life insurance policy for your needs and
budget, give AZ Insurance Team a call. As an Arizona-based insurance broker, we can
do the shopping for you! We hope to hear from you soon!
How AZ Insurance Team Has Your Back
At AZ Insurance Team, we’ve been serving the Valley for over a decade, helping families and individuals protect what matters most. Whether it’s reviewing your home, auto, or life insurance, summer is the perfect time to make sure you’re covered before the celebrations begin. Reach out today to review your policy and see how much you could save. Peace of mind is just a call or click away.
Independent insurance brokerage located in Tempe, AZ. We offer auto insurance, homeowners insurance, life insurance, renters insurance, commercial insurance…
Disclaimer: Coverage will vary based on state, insurance company, and type of policy
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