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  • Writer's pictureCharlotte Burr

Liability Coverage-The Basics You Need To Know


Liability coverage is the part of your insurance policy that protects you from damage that you caused or are personally liable for. Liability coverage is included in most types of home and auto coverage.


Auto liability coverage typically covers damage done to someone else's vehicle or property, bodily injury sustained in the accident, and legal fees if a lawsuit were to occur.


Important note: Almost every state in the U.S requires Liability insurance when it comes to auto insurance. To be able to drive legally, you need liability insurance!


Home liability coverage will typically cover bodily injury that happens on your property, damage you are responsible for to another person's property, and legal fees if a lawsuit were to occur.


General liability coverage is a type of coverage that is separate from your standard home and auto liability coverage. This type of insurance is for protecting businesses when someone or another company files a claim against them.


Independent insurance brokerage located in Tempe, AZ. We offer auto insurance, homeowners insurance, life insurance, renters insurance, commercial insurance…


Disclaimer: Coverage will vary on state, insurance company, and type of policy.

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