Can You File A Home Insurance Claim If Your AC Goes Out?
- Charlotte Burr
- 3 days ago
- 2 min read

As Arizona heats up during the summer and temperatures become unbearable, you’ll want your air conditioning on full blast. But what happens if it goes out and you’re left wanting some cool air? And how will you pay for repairs?
Well, homeowner’s insurance exists to protect your home and property. So, can you file a homeowner’s insurance claim if your AC goes out? The answer is: Maybe!
Homeowner’s insurance is designed to cover sudden hazards like fires, collapses, or other unforeseen disasters. So, if one of those things takes out your AC, then, sure, you can get it covered. But if your AC breaks because of normal wear and tear, or as a result of age, then your insurance won’t cover it.
If you want help figuring out which homeowner’s insurance policy best protects you and your AC, give AZ Insurance Team a call! As an insurance broker, we can help you find the best policy in the state of Arizona, while also staying true to your budget and needs! We hope to hear from you soon!
How AZ Insurance Team Has Your Back
At AZ Insurance Team, we’ve been serving the Valley for over a decade, helping families and individuals protect what matters most. Whether it’s reviewing your home, auto, or life insurance, summer is the perfect time to make sure you’re covered before the celebrations begin. Reach out today to review your policy and see how much you could save. Peace of mind is just a call or click away.
Independent insurance brokerage located in Tempe, AZ. We offer auto insurance, homeowners insurance, life insurance, renters insurance, commercial insurance…

Disclaimer: Coverage will vary based on state, insurance company, and type of policy
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