Avoiding Home Insurance Scares
- Charlotte Burr
- Nov 7, 2025
- 2 min read
Halloween brings with it scares and spooks. But home insurance is something no one ever wants to be scared by. Whether it’s unexpected deductible increases, accidents that aren’t covered, or sudden raises in premiums, there are plenty of home insurance horror stories to go around.
So here are a few steps you can take to reduce the chances of experiencing your own home insurance horror stories and avoid many home insurance pitfalls and mistakes:
· Maintain Your Home – Insurance is great when you need a sudden disaster covered. But it won’t cover any damage from normal wear and tear, so maintaining your home is the best way to prevent expensive out of pocket costs
· Inform your agent of any major changes – When something major changes in your home, such as a significant remodel, informing your insurance agent might be the last thing on your mind. But doing so promptly can save you a lot of worry and inconvenience down the road.
· Review your policy regularly – Reviewing your policy regularly can help you familiarize yourself with it. This will give you a much better sense of what is and isn’t covered and what your options are.
If you have any questions about how to avoid home insurance scares, or any insurance questions in general, give AZ Insurance Team a call or request a quote. As an insurance broker, we can help you find the right policy for your needs and budget. We hope to hear from you soon!
You can go here to request a home insurance quote.
How AZ Insurance Team Has Your Back
At AZ Insurance Team, we’ve been serving the Valley for over a decade, helping families and individuals protect what matters most. Whether it’s reviewing your home, auto, or life insurance, summer is the perfect time to make sure you’re covered before the celebrations begin. Reach out today to review your policy and see how much you could save. Peace of mind is just a call or click away.
Independent insurance brokerage located in Tempe, AZ. We offer auto insurance, homeowners insurance, life insurance, renters insurance, commercial insurance…
Disclaimer: Coverage will vary based on state, insurance company, and type of policy
Comments