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Are Red Cars More Expensive to Insure?

  • Writer: Charlotte Burr
    Charlotte Burr
  • Aug 29, 2025
  • 2 min read

So, you’ve just purchased your dream car, and you can’t wait to hit the road and take it

out for a test drive. There’s just one little problem: you’ve heard that red cars are more

expensive to insure, and you don’t want to pay for more expensive insurance just

because of the color of your car.


Have I got good news for you! It’s a total myth that red cars are more expensive to

insure! Since insurance premiums are determined by factors other than color, the

premium for your red car will be the same as any other car of that make and model.

So, you don’t have to worry about more expensive insurance just because your car is

red. As long as you have a good driving record, good credit, and are well past being a

beginner driver, your insurance rates will be a reasonable price.


And, if you’re looking for the right car insurance for you, give AZ Insurance Team a call.

As an Arizona-based insurance broker, we can help you find the right policy that fits

your needs and budget! We hope to hear from you soon!


How AZ Insurance Team Has Your Back

At AZ Insurance Team, we’ve been serving the Valley for over a decade, helping families and individuals protect what matters most. Whether it’s reviewing your home, auto, or life insurance, summer is the perfect time to make sure you’re covered before the celebrations begin. Reach out today to review your policy and see how much you could save. Peace of mind is just a call or click away.


Independent insurance brokerage located in Tempe, AZ. We offer auto insurance, homeowners insurance, life insurance, renters insurance, commercial insurance…

Disclaimer: Coverage will vary based on state, insurance company, and type of policy

 
 
 

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