Do you need to get new car insurance when moving to a new state?
Updated: Aug 1, 2020
You’re moving out of state; as you pack your bags and head off to your new home, one thing you need to think about is auto insurance. Specifically: do you need to get new car insurance when moving to a new state?
Do I have to change my insurance?
The answer is almost always yes. When moving to a new state you usually have between 30-90 days to register your vehicle and when you do, your proof of insurance and the state in which it’s registered must match. For example, if you’ve moved to California, when you register your vehicle there you must have valid auto insurance in California as well.
When should I cancel my old policy?
An important thing to remember is to not cancel your policy in one state and then move to another state before getting a new one. You should never drive, especially across state lines, without a car insurance policy because it's illegal, and potentially very costly if you get into an accident.
Will my policy change?
Your policy might also change after you relocate even if you stay with the same provider because different states have different insurance laws. The price of your policy will probably change depending where you move to and from.
Additionally, your current insurance provider might not be able to sell insurance in your new state so it’s definitely best to check with them as soon as you know where you'll be moving to.
AZ Insurance Team 480-535-5709 https://www.azinsuranceteam.com
*All policies are a little different and this may not be applicable to your insurance policy, talk to your agent to see what your policy covers.*