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The answer to this question depends on several different factors including whether or not you were at fault in the accident and what types of insurance coverage you possess.  Some of the main types of auto insurance coverages are:

  • Comprehensive
  • Collision
  • Liability (Property Damage, Bodily Injury)
  • Personal Injury Protection (PIP)
  • Medical Payments Coverage (Med Pay)
  • Un/Underinsured Motorist Coverage


If you are not at fault in the accident, the other driver’s liability coverage is responsible for your medical bills if you live in a “fault” insurance state, such as Arizona.  

If you are not at fault and the other driver does not have insurance or does not have enough insurance, your un/underinsured motorist coverage will come into play.If you are at fault in the accident, then Med Pay will cover your medical expenses.   

What coverages will pay for my medical bills after a car accident?

car accident

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