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Ph 480-535-5709

Fax 480-785-4930

Txt 480-878-7715

 600 E Baseline Rd. 

Ste B-3 Tempe, AZ 85283

AZ Insurance Team is an Arizona Insurance Broker offering Home insurance, Auto insurance, Life insurance, and Commercial Insurance in Tempe, Phoenix, Chandler, Gilbert, Mesa, Scottsdale, Ahwatukee, Glendale, and everywhere else in Arizona. We also do insurance in California, Oregon, Washington, Colorado and Texas.

© 2017 by AZ Insurance Team LLC all rights reserved

September 27, 2019

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Broker vs. Agent. What's the difference?

July 1, 2019

People are often confused by the difference between an insurance agent versus an insurance broker. Who does what? Which one should I approach for my insurance needs? 

 

Essentially, the primary difference between the two is the fact that an Insurance Broker works with a variety of Insurance Companies, while an agent works for only ONE Insurer. 

 

Most of the time you'll find that Insurance Agents are actual employees of a particular Insurer. It is in your best interest to contact an Insurance Agent when you are set on an Insurer, as they will provide you with in-depth information concerning that specific insurance company. 

Meanwhile, Insurance Brokers will shop around and find you the best deals for your needs, regardless of Insurer. They will contact numerous companies and find which Insurer offers the most benefits, while also saving you loads of money. Simply put, they work for YOU, not a company. 

 

What most people don't know is that both Insurance Agents and Insurance Brokers do NOT charge a fee. They will provide all their services to you for free, while earning a commission from the Insurer. 

 

 

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