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  • Writer's pictureCharlotte Burr

Understanding the Benefits of Medical Payments Coverage in Your Auto Insurance Policy


Medical payments coverage or MedPay for short is an add on for your auto insurance that helps pay for injuries sustained by you or anyone else in your vehicle. MedPay is not health insurance but it does help cover the costs that health insurance doesn't cover.


How much does MedPay cover? This usually ranges from $1,000 to $10,000 depending on what you think you need covered. If you have health insurance with a $500 deductible, then a $1,000 MedPay policy is most likely proficient. If you do not have medical insurance, you may want to go with a higher MedPay policy.


MedPay is also a popular coverage because if there is an injury, the coverage will pay you very quickly.


What can MedPay cover? Depending on the incident medical payments coverage can go to:

  • Hospital visits

  • Doctors visits

  • Ambulance and EMT fees

  • Health insurance deductibles

  • Nursing services

  • Surgeries, X rays, and other procedures


In Summary, this optional part of auto insurance can save you a lot of money and heartache. MedPay is something that everyone should consider adding to their auto policy if they value their money and well being. Let AZ Insurance Team do the hard work for you. Give us a call today!


Independent insurance brokerage located in Tempe, AZ. We offer auto insurance, homeowners insurance, life insurance, renters insurance, commercial insurance…

Disclaimer: Coverage will vary on state, insurance company, and type of policy.

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