Pet Insurance: Do I Need It?

You insure everything that's most important to you: your life, home, auto, business, and family. Why wouldn't you insure your pets too? Pets are like family to most people, so it's important to protect them just as you would any other family member.

Insuring your pets is not only important in covering their health, it also covers any unexpected accidents.

Here’s how it works:

-Use any veterinarian, specialist, or emergency clinic

-Submit claims online, by mail, or fax

-Reimbursement through direct deposit mail

Here are some more details:

-All dogs and cats 8 weeks old and up are eligible for coverage

-Annual limit options of $2,500, $5,000, $10,000, or $15,000

-Choice of a $100, $250, or $500 annual deductible

-Reimbursement options of 70%, 80%, or 90%

-Simple online claim submission, claim tracking, and account management

-Direct deposit available for reimbursements

-A discount of up to 10% is offered to Safeco clients, in most states

-Discount available for multiple pets

-30-day money-back guarantee if no claims are covered (not available in NY)

Effective dates

-No waiting period for Preventive Care and Accident Coverage, with the exception of ligament and knee conditions

-Policies are reissued automatically every year on the plan’s effective date

Limitations and exclusions from the Legal Beagle

-Pre-existing conditions are not covered however, an injury or illness that is cured with no symptoms or treatments for 180 days will no longer be regarded as pre-existing

-Elective procedures such as tail docking, ear cropping, and claw removal, as well as the costs associated with breeding or pregnancy, are not covered

-Read the plan carefully for all details on exclusions and limitations

Starting Pet Insurance is easy. Keep your beloved pets safe and get them covered! Contact your agent today for more information.