Generally, auto insurance does not cover mechanical breakdowns.  The car owner will responsible for the expenses related to mechanical components of the vehicle.  However, if you chose to purchase additional coverage known as “emergency roadside service” or “towing and labor coverage” you may be covered for services such as:

  • Battery jumps
  • Tire changes
  • Towing
  • Delivery of gas or oil
  • Locksmith services

Am I covered by insurance if my car breaks down?

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